Pay with your HSA or FSA for select programs
Use your HSA or FSA for select Art of Living courses — for qualifying conditions, with a Letter of Medical Necessity.
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PAY WITH HSA/FSA
45 years of evidence-based practice
HSA & FSA eligible*
HSA FSA cards accepted. Powered by Flex.
* HSA/FSA eligibility is determined on qualifying conditions. Savings may vary.
UNDERSTANDING YOUR BENEFITS
What are HSA & FSA accounts?
Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are tax-advantaged accounts offered through your employer or health plan. They allow you to set aside pre-tax dollars for qualifying medical expenses, which, under IRS guidelines, can include certain programs for eligible medical conditions.
ACCOUNT TYPE
Health Savings Accounts (HSA)
A tax-advantaged account paired with a high-deductible health plan (HDHP). Funds roll over year to year and can be invested.
Ownership
You own the account, it stays with you if you change jobs
Rollover
Unused funds roll over indefinitely
Requires
High-deductible health plan enrollment
ACCOUNT TYPE
An employer-sponsored benefit that lets you set aside pre-tax income. Funds typically must be used within the plan year.
Flexible Spending Account (FSA)
Ownership
Employer-sponsored; funds may not transfer if you leave
Rollover
Limited rollover; “use it or lose it” applies
Requires
Employer must offer FSA as a benefit
APPROVED PROGRAMS
Which Art of Living courses may be eligible?
The following Art of Living courses may be reimbursable through your HSA or FSA when supported by a Letter of Medical Necessity, which can be received seamlessly through Flex at our checkout.
USING YOUR FUNDS
How can I pay with my HSA or FSA?
There are two ways to use your HSA or FSA funds for Art of Living programs. Which method is available to you depends on your plan and whether your HSA/FSA card is accepted at checkout.
At checkout, select Pay with HSA/FSA | Flex and complete a short survey. You'll be asked for your date of birth, sex, and a qualifying condition. Choose the one that is applicable for you. From there, two payment paths are available:
Pay with your HSA/FSA card
Enter your HSA or FSA debit card through the Flex checkout flow. You can also split the cost between your HSA/FSA card and a credit card if needed. Your Letter of Medical Necessity (LMN) is reviewed and issued by a licensed clinician through Flex, typically within 24 hours.
Pay by credit card, then reimburse
Don't have your HSA/FSA card handy? Enter a credit card instead. After checkout, log in to the Flex portal to download your itemized receipt and LMN, then submit them to your HSA/FSA administrator for reimbursement.
About the LMN: A Letter of Medical Necessity is reviewed and issued by a licensed clinician through Flex, based on your survey responses. No in-person doctor's visit is required in advance.
Choose HSA/FSA at checkout
Answer a few quick questions to confirm eligibility and request your Letter of Medical Necessity (LMN).
1
How the HSA or FSA works
2
Complete a quick health form
Your Art of Living course may qualify for eligible conditions.
3
Pay with your HSA/FSA card
Use your HSA/FSA card, a regular card, or split your payment between both - your choice.
4
Receive LMN approval & start your journey
Your LMN will be reviewed instantly. Once approved, your HSA/FSA card covers your course with pre-tax dollars - saving you up to 30%.
DON'T LEAVE MONEY ON THE TABLE
Use your FSA funds before it's too late
Some FSA plans allow you to use your balance before they expire. Here are some important dates:
DEADLINE
Dec 31
Most FSAs expire at the end of the calendar year
GRACE PERIOD
Mar 15
Some FSA plans allow you to use your balance up until March 15, before they expire.
GOOD TO KNOW
Frequently asked questions
Do I need a doctor's recommendation to use my HSA/FSA?
No. When you use the Pay with HSA/FSA | Flex option at checkout, your Letter of Medical Necessity (LMN) is reviewed and issued by a licensed clinician through the Flex platform—no in-person visit or prior documentation needed. You'll simply complete a short survey with your date of birth, sex, and a qualifying condition such as anxiety or insomnia.
What is a Letter of Medical Necessity?
An LMN is a document from a licensed clinician confirming that a program is medically necessary for your situation—for example, to address a diagnosed condition such as anxiety or insomnia. Many HSA/FSA plans require one when submitting for reimbursement of programs like meditation or breathwork.
When you check out using the Pay with HSA/FSA | Flex option, your LMN is reviewed and issued by a licensed clinician through Flex, based on your survey responses. No in-person visit is required. LMNs are typically delivered within 24 hours.
Why are instructor programs like VTP or TTP not eligible?
- The IRS distinguishes between programs undertaken for medical treatment and those that constitute professional or vocational training. Instructor training courses—including VTP, TTP, Sahaj TTP, and similar programs—are vocational in nature. Even if they include wellness elements, they do not meet the IRS standard for a qualified medical expense under Publication 502.
What if my HSA/FSA card is declined at checkout?
Some HSA/FSA cards have merchant category restrictions that may prevent them from being used directly on our website. If this happens, you can pay with a standard credit or debit card and then submit a reimbursement request through your HSA/FSA portal with your receipt and any required documentation.
Can I use my HSA/FSA funds for my child's Art of Living courses?
Yes! The IP Level 1 and IP Level 2 programs for Kids & Teens (ages 8–17) are included on the approved program list. You may be able to use your HSA/FSA funds for a dependent child's participation. As always, confirm eligibility with your plan administrator and obtain an LMN if required.
Will I receive a receipt I can use for reimbursement?
Yes. After completing your registration and payment, you will receive a confirmation email that includes a payment receipt. Please save this. You will need it if submitting a reimbursement request to your plan administrator.
How long does reimbursement take?
Reimbursement timelines vary by plan and administrator. Most plans process claims within 5–10 business days of receiving complete documentation. Check your plan's portal or contact your administrator for specifics.
IMPORTANT NOTICE
The information on this page is intended for educational purposes only and does not constitute tax, legal, or financial advice. HSA and FSA eligibility is determined by your individual plan, your plan administrator, and applicable IRS guidelines—all of which are subject to change. We strongly encourage you to verify eligibility directly with your plan administrator before registering.
Disclaimer
Ready to invest in your well-being?
Explore eligible programs or register today—and let your pre-tax dollars support a healthier, calmer you.
+ Currently does not include Boone courses
